With ACREDIA Grading you have a secure overview of your transactions: A clearly defined credit rating scale makes the credit rating assessment transparent and clear.
What does "grading" mean?
Who is it interesting for?
All companies insured with ACREDIA can benefit from ACREDIA grading. In combination with the grading, the insurance sum determined for verified customers gains additional quality: the stability of a loan commitment can be better assessed.
For which customers is ACREDIA grading available?
An insured company can obtain grading for all those partnerships for which ACREDIA underwrites an insurance sum.
How does ACREDIA create the grading?
How do I benefit from this?
What is the significance of ACREDIA grading?
Please read the description of the different grading classes.
How quickly can I get an ACREDIA grading?
Downloads
The default risk is negligible and the financial strength is extraordinarily high. It is highly unlikely that it can be adversely affected by foreseeable events. There is a very high resistance to unforeseeable events.
The default risk is very low, the financial strength very high. It is highly unlikely that it can be adversely affected by foreseeable events. There is a high resistance to unforeseeable events.
The default risk is low, the financial strength is high. Compared to the better grading classes, it can be affected earlier and more severely by external influences or economic conditions.
The default risk is relatively low and the financial strength is adequate. Compared with grading class 3, it is more likely that the financial strength will be impaired by negative events.
The default risk is average. Changes in creditworthiness should be monitored closely. There should be an appropriate response time to a deterioration in the economic environment.
The default risk is above average. Short-term and cautious business relationships can be entered into. Highly dependent on economic and political conditions. Low resistance to unforeseeable events.
The risk of default is high. Reaction time in the event of a deterioration in creditworthiness is only available to a limited extent. Very high dependency on all external influences.
Response time in the event of deterioration in creditworthiness is no longer available. It no longer seems possible for the company to act independently. No resistance to unforeseeable events.
Insolvency may occur at any time.
NR no assessment possible.
ACREDIA Services GmbH
Our team is available from Monday to Thursday from 8.00 am to 5.00 pm and on Fridays from 8.00 am to 3.00 pm.
Do you have questions about credit insurance? We are here to help you!
Subscribe to our newsletter now and don’t miss out on any more benefits.
© 2024 ACREDIA Versicherung AG
