ACREDIA Veto

Protects retroactively

acredia-single_kontinuierlich_shutterstock_4427396682
Retroactive protection
ACREDIA Veto protects your payments retroactively for up to 10 years against insolvency challenges.
acredia-boni_vertrauensstaerkend_shutterstock_510864934
Assumption of costs for legal defense measures
We cover legal and court costs for the successful defense against insolvency challenges, as well as any interest payments to the insolvency administrator.
acredia-global_weltweit_shutterstock_263563952
Europe-wide cover and transparent premiums
ACREDIA Veto offers protection for customers throughout the EU, Norway, Switzerland and Liechtenstein. With our fixed annual premiums, you can clearly plan and control your costs.

A Strong Partnership

This is where ACREDIA, an international credit insurer based in Vienna, and Allianz Trade, the world market leader in trade credit insurance, come in. 

Together, we are launching a partnership in the field of guarantee insurance, available in Austria, Croatia, and Slovenia. The cooperation combines ACREDIA’s regional market knowledge with Allianz Trade’s international financial strength and rating power. The aim is to create a reliable alternative to traditional bank guarantees while giving companies more room for maneuver in investments and projects. 

ACREDIA Veto - your protection against insolvency challenges

With ACREDIA Veto, your business relationships are protected against the risks of insolvency challenges. Our Contestation Insurance offers you the security you need to carry out business transactions without fear of legal and financial risks.

Without ACREDIA Veto, you expose yourself to numerous legal risks. Secure your business relationships!

icons8-x-2
Exposure to insolvency challenges
Your payments received from suppliers and business partners are unprotected. In the event of insolvency, these payments could be contested by the insolvency administrator, which could lead to considerable financial losses.
icons8-x-2
Uncertainty in business decisions
You may be reluctant to pursue new business opportunities or accept larger payments for fear of legal consequences if your business partner becomes insolvent.
icons8-x-2
Lack of liquidity
Insolvency challenges could affect your liquidity by tying up capital or leading to amounts already paid being reclaimed.
icons8-x-2
Loss of trust
The loss of business partners due to insolvency and legal disputes could affect the trust of your customers and suppliers in your company, which could lead to a loss of business relationships and reputational damage in the long term.

This is Your Solution!

In just three easy steps, you will receive a guarantee that is exactly tailored to your needs – even for large or international projects.

1

Make Contact

Fill out the contact form and tell us what we can do for you.

2

Personal Consultation

In a personal consultation, we discuss your needs and our solutions.

3

Receive an Offer

You will receive a non-binding offer from us that is tailored to your specific needs.

Don't have the right insurance yet?
Then contact us now!

Services our insured companies appreciate

Find out why our customers are enthusiastic about our services and how you too can achieve financial security and stability.

Barbara Fluch
Barbara FluchCFO - Casa Si Marketing- & VertriebsgmbH
"My credit insurance protects my company against payment defaults. I am very satisfied with ACREDIA."
David Kraus
David KrausSales Manager & Operations Manager- ACS Handels GmbH
"Kudos to the staff at ACREDIA - they are incredibly helpful and quick to respond to any questions."
Bettina Mayer-Toifl
Bettina Mayer-ToiflDirector - Manfred Mayer MMM MineralölvertriebsgesmbH
"ACREDIA has been a reliable partner to our company for many years. Decisions about limits are made with a sense of proportion and foresight, even in difficult times."
Friedrich Ottendorfer
Friedrich Ottendorferppa. Finance / controlling - ÖSWAG Maschinenbau GmbH
"Acredia's customer service continues to be very satisfactory."
Lisbeth Wilding
Lisbeth WildingMember of the Management Board - Sattler AG
"Our long-standing collaboration is based on a trusting relationship, whereby we particularly appreciate the pragmatic and customer-oriented approach of the ACREDIA team in addition to their high level of expertise."
Harald Brettlecker
Harald Brettlecker Finance Director - Polo Handels AG
"ACREDIA has experienced and competent employees who are very fast and friendly."
Michaela Achter
Michaela AchterCFO - POWERLINES GROUP GmbH
"Powerlines has been a customer of ACREDIA for many years, and in this respect I can confirm that every request is always processed quickly, competently and, above all, to our complete satisfaction."
Kurt Größbacher
Kurt Größbacher Management - Kurt Grössbacher GmbH
"Even in the event of a payment default, the claim is processed quickly and the money is paid out."
Christina Mayer
Christina MayerMember of the Management Board - Erste Group
"ACREDIA is one of our long-standing business partners and we greatly appreciate the collaboration."
Thomas Häusler
Thomas HäuslerCEO - Pro-Metall Häusler GmbH
"At ACREDIA, I am used to making quick decisions, both in the event of claims and when assessing the customer's creditworthiness."
Claudia Trampitsch
Claudia TrampitschManaging Director - AMAG Austria Metall AG
"Acredia is the ideal partner for us in the area of credit insurance. We particularly appreciate the expertise, market knowledge and short decision-making processes, which are decisive criteria for us."
Michael Katterl
Michael KatterlManaging Director - RECOM Power GmbH
"We are delighted with the excellent cooperation with our contacts."
Dr. Martin Herbst
Dr. Martin Herbst Head of Accounting- Mosser Holzindustrie GmbH
"Mosser Holzindustrie GmbH has been a satisfied customer of ACREDIA for over 30 years."

Acredia Veto in detail: Your comprehensive protection against insolvency challenges

Find out more about the wide range of services offered by Acredia Veto, which provide you with comprehensive protection against insolvency challenges.

We cover the costs of legal and court proceedings to support you in defending against insolvency challenges.

Downloads

In unserem Downloadbereich finden Sie alle wichtigen Dokumente zu unseren Produkten
kompakt und übersichtlich für Sie zusammengestellt. 

circle-check
Factsheet ACREDIA Veto - Your advantages at a glance
circle-check
Application for conclusion of ACREDIA Veto
circle-check
ACREDIA Veto Claim Notice - Simply fill in and submit your claim
circle-check
GCI ACREDIA Veto 2015 - General Terms and Conditions of Insurance 2015

FAQ

Why guarantees from Allianz Trade?

Guarantees are the core business of a credit insurer. This is not the case with a bank. When you choose a guarantee from an insurer, you choose more financial flexibility, more adaptability, and more customization options. 

But there are even more benefits. We list the most important ones for you: 

– Your credit lines remain free 

– You can release cash deposits to gain additional liquidity or realize interest gains 

– Access guarantees quickly and securely via the internet 

– Transparent premium structure based on guarantee requirements and creditworthiness 

– Customized guarantees 

– Swift processing of credit applications without complicated approval chains 

– High acceptance of Allianz Trade guarantees in the business community and with public sector clients 

  1. Determine the need: Define as precisely as possible what you need a guarantee or other form of security for to secure a business contract. 
  2. Risk analysis: Provide us with the necessary information for review and assessment. Our team of specialists will be there to support you with advice and assistance. 
  3. Establishing the guarantee: We act as a completely independent guarantor for your contract. Your client can confidently enter into contracts with you. 
  4. Claiming the guarantee: If you cannot fulfill your contractual obligations, the damage incurred by your client will be covered by our guarantee. 

For a long time, guarantees and sureties were purely paper-based. But it can be done much faster! 

As one of the first providers, Allianz Trade enables you to issue sureties completely digitally – secured through a modern electronic identification system. 

And this applies to all common types of guarantees. 16 standard sureties (both limited and unlimited) are available in German, English, French, Spanish and all freely convertible currencies.

If you have any further questions, we are of course at your disposal. Simply use our contact form – we look forward to hearing from you!

Do you still have questions?

Contact us and we are happy to clarify any questions you may have.

Contact us

Take advantage of sureties insurance and professionally secure your business obligations. We would be happy to advise you in choosing an individual solution.

Kontakt per Telefon:

Kontakt per Mail:

Contact by phone: