From pioneer to market leader

ACREDIA is the independent Austrian credit insurer with the expertise of the world market leader and motivated specialists on site. Our mission is to encourage companies to take action.

1989 - Pioneering spirit
Foundation of PRISMA Kreditversicherungs-AG
Our company was founded in 1989 under the name PRISMA Kreditversicherungs-AG. As pioneers in credit insurance, we have made it our mission to strengthen Austrian companies at home and abroad.
1989 - Pioneering spirit
2004 - New horizons
Foundation of OeKB Versicherung AG
In 2004, we decided to create a second pillar with OeKB Versicherung AG.
2004 - New horizons
2009 - Market leader despite challenges
PRISMA becomes the number 1 in Austria
Despite a variety of challenges, PRISMA succeeds in becoming the market leader in Austria in 2009. Determination and a spirit of innovation brought us to the top.
2009 - Market leader despite challenges
2013 - Expansion into new markets
Market entry in Croatia and Slovenia
In 2013, we ventured into Croatia and Slovenia, consolidating our influence in south-eastern Europe and expanding our presence.
2013 - Expansion into new markets
2014 - Merger and realignment
Creation of ACREDIA Versicherung AG
The merger of OeKB Versicherung AG and PRISMA Kreditversicherungs-AG in 2014 resulted in today's ACREDIA Versicherung AG. This has enabled us to consolidate our leading position in the market to this day.
2014 - Merger and realignment
2019 - Single brand strategy
One company, one brand, one goal
In order to pool our energies, we decided in 2019 to only present ourselves to the outside world under the "ACREDIA" brand. Since then, our motto has been "Encouraging action".
2019 - Single brand strategy
2022 - Into the future with innovations
First digital product and direct business in Croatia
By establishing our ACREDIA.digital Shield in 2022, we have strengthened our innovative power and paved the way for a digital future. In the same year, we launched our direct business in Croatia, thereby consolidating our pioneering role in South-East Europe.
2022 - Into the future with innovations

Our Board of Directors

Gudrun Meierschitz 

Chief Claims & Collections Officer, Finance, Information & Grading, Risk Management, Risk Underwriting

Economist and risk expert, and member of the Management Board of ACREDIA Versicherung AG.

 

Gudrun Meierschitz 

Chief Claims & Collections Officer, Finance, Information & Grading, Risk Management, Risk Underwriting

Gudrun Meierschitz is a member of the Management Board of ACREDIA Versicherung AG. The economist and risk expert has been working for Austria’s largest credit insurance company for many years. From April 2013 on, she was Head of Risk Underwriting for national and international credit decisions. Since July 1, 2017, Gudrun Meierschitz has been a member of the Management Board of ACREDIA Versicherung AG and also a member of the Management Board of OeKB EH Beteiligungs- und Management AG.

Michael Kolb

Chief Commercial Underwriting Officer, Customer & Shared Services, IT, Marketing & Sales, People & Culture & Organization

Michael Kolb has been a member of the Executive Board of ACREDIA Versicherung AG since October 1, 2021 and is also a member of the Executive Board of OeKB EH Beteiligungs- und Management AG. He was most recently responsible for Euler Hermes in Hamburg in the position of Executive Director and Head of Broker Distribution and Partner Management for Germany, Austria and Switzerland (DACH). Prior to this, he held management positions at Commerzbank in Frankfurt and Uni Credit Bank in Munich.

Hub for South-East Europe

As part of Allianz Trade, we are the specialists for South-East Europe. We check and assess the creditworthiness of companies in this area and offer our insurance services either directly or via fronting partners.

Stable ownership structure

ACREDIA Versicherung AG is a subsidiary of Oesterreichische Kontrollbank AG (51%) and Allianz Trade (49%), the global market leader in credit insurance. This solid ownership structure guarantees stable anchoring in the Austrian corporate landscape on the one hand and is the basis for integration into the largest international data pool on the other.

Well connected and strongly bonded.

Get to know our partners!

Find here for your solution

In just three simple steps, you can get the best protection for your business and financial security for your company.

1

Contact

Enter your details in our contact form and let us know your request.

2

Personal conversation

We will discuss the insurance options for your company in a personal consultation.

3

Receive offer

You will receive a non-binding offer from us that is tailored to your personal requirements.

Book a free consultation!

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FAQ

Who is ACREDIA and what does the company do?

ACREDIA is Austria’s leading credit insurance company, which protects companies against payment defaults and offers them security in their business. We combine many years of experience with the know-how of the global market leader Allianz Trade.

Our main objectives are to minimize our customers’ business risk and maximize their security. We rely on enthusiasm, openness, courage and cooperation to build long-term partnerships and develop innovative solutions.

ACREDIA offers its customers a wide range of benefits, including reliable protection against payment defaults, access to an extensive data pool, fast decision-making processes and individual customer support.

ACREDIA acts as a competence center for Southeast Europe within Allianz Trade and offers multinational companies individual and flexible solutions for global risk management.

Any further questions?

Feel free to contact us and we will help you to clarify your concerns!

Contact

Secure your company and master your business challenges.

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This is your solution!

In just three simple steps, you can get the best protection for your business and financial security for your company.

1

Contact

Fill out the contact form and tell us what we can do for you.

2

Personal conversation

We will discuss the insurance options for your company in a personal consultation.

3

Receive offer

You will receive a non-binding offer from us that is tailored to your personal requirements.

Don't have the right insurance yet?
Then contact us now!

Service that our insured companies value

Find out why our customers are enthusiastic about our service and how you too can gain financial security and stability.

Barbara Fluch
Barbara FluchCFO - Casa Si Marketing- und VertriebsgmbH
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"My credit insurance protects my company from payment default. I am very satisfied with Acredia"
David Kraus
David KrausSales Manager & Operations Manager - ACS Handels GmbH
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"Big praise to the staff at ACREDIA - they are incredibly hard-working and quick to respond to all inquiries!"
Friedrich Ottendorfer
Friedrich Ottendorferppa. Finance / Controlling - ÖSWAG Maschinenbau GmbH
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"The customer service at ACREDIA has always been very satisfactory."
Harald Brettlecker
Harald Brettlecker CFO - Polo Handels AG
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"ACREDIA has experienced and competent employees who are very fast and friendly."
Kurt Größbacher
Kurt Größbacher Management - Kurt Grössbacher GmbH
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"Even if there is a payment default, the claim is processed quickly and I get my money back. "
Michael Katterl
Michael KatterlManagement - RECOM Power GmbH
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"We are delighted with the excellent cooperation with our contact persons."
Dr. Martin Herbst
Dr. Martin Herbst Head of Accounting - Mosser Holzindustrie GmbH
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"Mosser Holzindustrie GmbH has been a satisfied customer of ACREDIA for over 30 years."
Thomas Häusler
Thomas HäuslerCEO - Pro-Metall Häusler GmbH
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"I am used to the fast decision making by ACREDIA: for both claims as well as credit decisions."
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FAQ

What advantages does credit insurance offer me?

Credit insurance offers you a wide range of benefits that help to ensure your financial security and stability

Credit insurance protects your company against customer payment defaults. It is important to protect your business from financial risks and to maintain your liquidity.

At ACREDIA, we work closely with our customers to understand their individual needs and offer customized solutions. We offer you personal advice and support every step of the way.

In the event of a payment default by an insured customer, ACREDIA takes over the claim and initiates the necessary steps for collection. This minimizes your financial risk and secures your liquidity.

Any further questions?

Feel free to contact us and we will help you to clarify your concerns!

Contact

Secure your company and master your business challenges.

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