{"id":9259,"date":"2024-04-02T16:14:59","date_gmt":"2024-04-02T14:14:59","guid":{"rendered":"https:\/\/blueberry.dev.innotiv.design\/storitve\/razvrscanje\/"},"modified":"2024-05-10T11:38:18","modified_gmt":"2024-05-10T09:38:18","slug":"razvrscanje","status":"publish","type":"page","link":"https:\/\/acredia.at\/sl\/storitve\/razvrscanje\/","title":{"rendered":"Razvr\u0161\u010danje"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"9259\" class=\"elementor elementor-9259 elementor-3135\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0f21281 e-flex e-con-boxed e-con e-parent\" data-id=\"0f21281\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a620b89 elementor-widget elementor-widget-heading\" data-id=\"a620b89\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">ACREDIA Grading - va\u0161e poslovanje na prvi pogled.<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-60765f9 e-flex e-con-boxed e-con e-parent\" data-id=\"60765f9\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b7a9c17 elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"b7a9c17\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Z ACREDIA Grading imate zanesljiv pregled nad svojim poslovanjem: jasno opredeljena lestvica bonitetnih ocen omogo\u010da pregledno in jasno ocenjevanje kreditne sposobnosti.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-8f07795 e-flex e-con-boxed e-con e-parent\" data-id=\"8f07795\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-4dd3d1c e-con-full e-flex e-con e-child\" data-id=\"4dd3d1c\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t<div class=\"elementor-element elementor-element-7675e96 e-con-full e-flex e-con e-child\" data-id=\"7675e96\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[],&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f4193b2 elementor-widget__width-initial elementor-widget-tablet__width-initial elementor-widget-mobile__width-initial elementor-widget elementor-widget-image\" data-id=\"f4193b2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/acredia.at\/wp-content\/uploads\/2024\/03\/acredia-boni_verlaesslich_shutterstock_1023150370.svg\" title=\"acredia-boni_verlaesslich_shutterstock_1023150370\" alt=\"acredia-boni_verlaesslich_shutterstock_1023150370\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d66efde elementor-widget-mobile__width-initial elementor-widget elementor-widget-heading\" data-id=\"d66efde\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Preverjeno\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d22a88b e-con-full e-flex e-con e-child\" data-id=\"d22a88b\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[],&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5c6e35c elementor-widget__width-initial elementor-widget-tablet__width-initial elementor-widget-mobile__width-initial elementor-widget elementor-widget-image\" data-id=\"5c6e35c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/acredia.at\/wp-content\/uploads\/2024\/03\/acredia-boni_verlaesslich_shutterstock_1023150370-1.svg\" title=\"acredia-boni_verlaesslich_shutterstock_1023150370\" alt=\"acredia-boni_verlaesslich_shutterstock_1023150370\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1e66c12 elementor-widget-mobile__width-initial elementor-widget elementor-widget-heading\" data-id=\"1e66c12\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Zanesljivo\t\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ccd38f0 e-con-full e-flex e-con e-child\" data-id=\"ccd38f0\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[],&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2f49cd6 elementor-widget__width-initial elementor-widget-tablet__width-initial elementor-widget-mobile__width-initial elementor-widget elementor-widget-image\" data-id=\"2f49cd6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/acredia.at\/wp-content\/uploads\/2024\/03\/acredia-boni_verlaesslich_shutterstock_1023150370-1.svg\" title=\"acredia-boni_verlaesslich_shutterstock_1023150370\" alt=\"acredia-boni_verlaesslich_shutterstock_1023150370\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e51de40 elementor-widget-mobile__width-initial elementor-widget elementor-widget-heading\" data-id=\"e51de40\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Prakti\u010dno<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-0af27d1 e-flex e-con-boxed e-con e-parent\" data-id=\"0af27d1\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-f5370e9 e-con-full e-flex e-con e-child\" data-id=\"f5370e9\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-54ee555 elementor-widget-mobile__width-initial elementor-widget elementor-widget-image\" data-id=\"54ee555\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1920\" height=\"1280\" src=\"https:\/\/acredia.at\/wp-content\/uploads\/2024\/04\/045_shutterstock_1912253062-1.jpg\" class=\"attachment-full size-full wp-image-5739\" alt=\"\" srcset=\"https:\/\/acredia.at\/wp-content\/uploads\/2024\/04\/045_shutterstock_1912253062-1.jpg 1920w, https:\/\/acredia.at\/wp-content\/uploads\/2024\/04\/045_shutterstock_1912253062-1-300x200.jpg 300w, https:\/\/acredia.at\/wp-content\/uploads\/2024\/04\/045_shutterstock_1912253062-1-1024x683.jpg 1024w, https:\/\/acredia.at\/wp-content\/uploads\/2024\/04\/045_shutterstock_1912253062-1-768x512.jpg 768w, https:\/\/acredia.at\/wp-content\/uploads\/2024\/04\/045_shutterstock_1912253062-1-1536x1024.jpg 1536w\" sizes=\"(max-width: 1920px) 100vw, 1920px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7059b9a e-con-full e-flex e-con e-child\" data-id=\"7059b9a\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t<div class=\"elementor-element elementor-element-79d2f0e e-flex e-con-boxed e-con e-child\" data-id=\"79d2f0e\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-bcb8611 elementor-widget elementor-widget-heading\" data-id=\"bcb8611\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Kaj pomeni \"Grading\"?<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7d06b31 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"7d06b31\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"19\" height=\"13\" viewBox=\"0 0 19 13\" fill=\"none\"><path d=\"M18.1094 0.640625C18.6172 1.10938 18.6172 1.92969 18.1094 2.39844L8.10938 12.3984C7.64062 12.9062 6.82031 12.9062 6.35156 12.3984L1.35156 7.39844C0.84375 6.92969 0.84375 6.10938 1.35156 5.64062C1.82031 5.13281 2.64062 5.13281 3.10938 5.64062L7.21094 9.74219L16.3516 0.640625C16.8203 0.132812 17.6406 0.132812 18.1094 0.640625Z\" fill=\"#381956\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Grading (angle\u0161ko grade = ocena) je ocena v obliki strnjenega klju\u010dnega podatka.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"19\" height=\"13\" viewBox=\"0 0 19 13\" fill=\"none\"><path d=\"M18.1094 0.640625C18.6172 1.10938 18.6172 1.92969 18.1094 2.39844L8.10938 12.3984C7.64062 12.9062 6.82031 12.9062 6.35156 12.3984L1.35156 7.39844C0.84375 6.92969 0.84375 6.10938 1.35156 5.64062C1.82031 5.13281 2.64062 5.13281 3.10938 5.64062L7.21094 9.74219L16.3516 0.640625C16.8203 0.132812 17.6406 0.132812 18.1094 0.640625Z\" fill=\"#381956\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Vsak \u00bbgrading\u00ab se izvede na podlagi lestvice: pri dru\u017ebi ACREDIA so ocene od 1 do 10, pri \u010demer je 1 najbolj\u0161a ocena, torej odli\u010dna kreditna sposobnost z najmanj\u0161o verjetnostjo insolventnosti, 10 pa najni\u017eja in ozna\u010duje pla\u010dilno nesposobnost. <\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5fe0a49 elementor-widget elementor-widget-heading\" data-id=\"5fe0a49\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Za koga je to zanimivo?<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-115bece elementor-widget elementor-widget-text-editor\" data-id=\"115bece\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Vsa podjetja, zavarovana pri dru\u017ebi ACREDIA, imajo od ACREDIA Grading koristi. Zavarovalna vsota, dolo\u010dena za preverjanega kupca, dobi v kombinaciji z bonitetno oceno dodatno vrednost: bolje je mo\u017eno oceniti stabilnost prevzete obveznosti.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f82dd3a e-flex e-con-boxed e-con e-parent\" data-id=\"f82dd3a\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-6562d8f e-con-full e-flex e-con e-child\" data-id=\"6562d8f\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f3a35ad elementor-widget__width-auto elementor-widget elementor-widget-image\" data-id=\"f3a35ad\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"800\" height=\"399\" src=\"https:\/\/acredia.at\/wp-content\/uploads\/2024\/04\/042_shutterstock_635021405-1024x511.jpg\" class=\"attachment-large size-large wp-image-5731\" alt=\"\" srcset=\"https:\/\/acredia.at\/wp-content\/uploads\/2024\/04\/042_shutterstock_635021405-1024x511.jpg 1024w, https:\/\/acredia.at\/wp-content\/uploads\/2024\/04\/042_shutterstock_635021405-300x150.jpg 300w, https:\/\/acredia.at\/wp-content\/uploads\/2024\/04\/042_shutterstock_635021405-768x383.jpg 768w, https:\/\/acredia.at\/wp-content\/uploads\/2024\/04\/042_shutterstock_635021405-1536x766.jpg 1536w, https:\/\/acredia.at\/wp-content\/uploads\/2024\/04\/042_shutterstock_635021405.jpg 1920w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f56a50c e-con-full e-flex e-con e-child\" data-id=\"f56a50c\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t<div class=\"elementor-element elementor-element-866ed50 e-flex e-con-boxed e-con e-child\" data-id=\"866ed50\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7e68241 elementor-widget elementor-widget-heading\" data-id=\"7e68241\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Za katere kupce je na voljo ACREDIA Grading?<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-103b0c9 elementor-widget elementor-widget-text-editor\" data-id=\"103b0c9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Zavarovano podjetje pridobi grading za vse tiste kupce, za katere ACREDIA odobri zavarovalno vsoto.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-56de3a4 elementor-widget elementor-widget-heading\" data-id=\"56de3a4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Kako ACREDIA dolo\u010di bonitetno oceno kupca?\n<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2060dbe elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"2060dbe\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"19\" height=\"13\" viewBox=\"0 0 19 13\" fill=\"none\"><path d=\"M18.1094 0.640625C18.6172 1.10938 18.6172 1.92969 18.1094 2.39844L8.10938 12.3984C7.64062 12.9062 6.82031 12.9062 6.35156 12.3984L1.35156 7.39844C0.84375 6.92969 0.84375 6.10938 1.35156 5.64062C1.82031 5.13281 2.64062 5.13281 3.10938 5.64062L7.21094 9.74219L16.3516 0.640625C16.8203 0.132812 17.6406 0.132812 18.1094 0.640625Z\" fill=\"#381956\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Uporabljamo \u0161tevilne vire informacij doma in v tujini.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"19\" height=\"13\" viewBox=\"0 0 19 13\" fill=\"none\"><path d=\"M18.1094 0.640625C18.6172 1.10938 18.6172 1.92969 18.1094 2.39844L8.10938 12.3984C7.64062 12.9062 6.82031 12.9062 6.35156 12.3984L1.35156 7.39844C0.84375 6.92969 0.84375 6.10938 1.35156 5.64062C1.82031 5.13281 2.64062 5.13281 3.10938 5.64062L7.21094 9.74219L16.3516 0.640625C16.8203 0.132812 17.6406 0.132812 18.1094 0.640625Z\" fill=\"#381956\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Standardi kakovosti na ravni skupine upo\u0161tevajo tako trde kot mehke dejavnike.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"19\" height=\"13\" viewBox=\"0 0 19 13\" fill=\"none\"><path d=\"M18.1094 0.640625C18.6172 1.10938 18.6172 1.92969 18.1094 2.39844L8.10938 12.3984C7.64062 12.9062 6.82031 12.9062 6.35156 12.3984L1.35156 7.39844C0.84375 6.92969 0.84375 6.10938 1.35156 5.64062C1.82031 5.13281 2.64062 5.13281 3.10938 5.64062L7.21094 9.74219L16.3516 0.640625C16.8203 0.132812 17.6406 0.132812 18.1094 0.640625Z\" fill=\"#381956\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">ACREDIA Grading se nenehno preverja in prilagaja.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-396c41d e-flex e-con-boxed e-con e-parent\" data-id=\"396c41d\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-172ffdf e-con-full e-flex e-con e-child\" data-id=\"172ffdf\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3da1e82 elementor-widget elementor-widget-image\" data-id=\"3da1e82\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"800\" height=\"534\" src=\"https:\/\/acredia.at\/wp-content\/uploads\/2024\/04\/050_shutterstock_1820759240-1024x683.jpg\" class=\"attachment-large size-large wp-image-5747\" alt=\"\" srcset=\"https:\/\/acredia.at\/wp-content\/uploads\/2024\/04\/050_shutterstock_1820759240-1024x683.jpg 1024w, https:\/\/acredia.at\/wp-content\/uploads\/2024\/04\/050_shutterstock_1820759240-300x200.jpg 300w, https:\/\/acredia.at\/wp-content\/uploads\/2024\/04\/050_shutterstock_1820759240-768x512.jpg 768w, https:\/\/acredia.at\/wp-content\/uploads\/2024\/04\/050_shutterstock_1820759240-1536x1024.jpg 1536w, https:\/\/acredia.at\/wp-content\/uploads\/2024\/04\/050_shutterstock_1820759240.jpg 1920w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-cb072fc e-con-full e-flex e-con e-child\" data-id=\"cb072fc\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t<div class=\"elementor-element elementor-element-dcf9545 e-flex e-con-boxed e-con e-child\" data-id=\"dcf9545\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-bf5198f elementor-widget elementor-widget-heading\" data-id=\"bf5198f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Kak\u0161ne koristi imam od tega?<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f4b6818 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"f4b6818\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"19\" height=\"13\" viewBox=\"0 0 19 13\" fill=\"none\"><path d=\"M18.1094 0.640625C18.6172 1.10938 18.6172 1.92969 18.1094 2.39844L8.10938 12.3984C7.64062 12.9062 6.82031 12.9062 6.35156 12.3984L1.35156 7.39844C0.84375 6.92969 0.84375 6.10938 1.35156 5.64062C1.82031 5.13281 2.64062 5.13281 3.10938 5.64062L7.21094 9.74219L16.3516 0.640625C16.8203 0.132812 17.6406 0.132812 18.1094 0.640625Z\" fill=\"#381956\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Prejeli boste oceno verjetnosti nepla\u010dila va\u0161ih strank za naslednjih 12 mesecev.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"19\" height=\"13\" viewBox=\"0 0 19 13\" fill=\"none\"><path d=\"M18.1094 0.640625C18.6172 1.10938 18.6172 1.92969 18.1094 2.39844L8.10938 12.3984C7.64062 12.9062 6.82031 12.9062 6.35156 12.3984L1.35156 7.39844C0.84375 6.92969 0.84375 6.10938 1.35156 5.64062C1.82031 5.13281 2.64062 5.13281 3.10938 5.64062L7.21094 9.74219L16.3516 0.640625C16.8203 0.132812 17.6406 0.132812 18.1094 0.640625Z\" fill=\"#381956\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Svoj portfelj lahko ovrednotite in analizirate glede na stopnje tveganja ter ga tako bolje upravljate.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"19\" height=\"13\" viewBox=\"0 0 19 13\" fill=\"none\"><path d=\"M18.1094 0.640625C18.6172 1.10938 18.6172 1.92969 18.1094 2.39844L8.10938 12.3984C7.64062 12.9062 6.82031 12.9062 6.35156 12.3984L1.35156 7.39844C0.84375 6.92969 0.84375 6.10938 1.35156 5.64062C1.82031 5.13281 2.64062 5.13281 3.10938 5.64062L7.21094 9.74219L16.3516 0.640625C16.8203 0.132812 17.6406 0.132812 18.1094 0.640625Z\" fill=\"#381956\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Grading vam pomaga pri na\u010drtovanju prodaje: s pritiskom na gumb si lahko ogledate kreditno sposobnost svojih poslovnih partnerjev.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"19\" height=\"13\" viewBox=\"0 0 19 13\" fill=\"none\"><path d=\"M18.1094 0.640625C18.6172 1.10938 18.6172 1.92969 18.1094 2.39844L8.10938 12.3984C7.64062 12.9062 6.82031 12.9062 6.35156 12.3984L1.35156 7.39844C0.84375 6.92969 0.84375 6.10938 1.35156 5.64062C1.82031 5.13281 2.64062 5.13281 3.10938 5.64062L7.21094 9.74219L16.3516 0.640625C16.8203 0.132812 17.6406 0.132812 18.1094 0.640625Z\" fill=\"#381956\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Spreminjanje ocene vam poka\u017ee, ali se kreditna sposobnost pove\u010duje ali zmanj\u0161uje. Tudi \u010de zavarovalna vsota pri dru\u017ebi ACREDIA \u0161e ni spremenjena, lahko \u017ee prepoznate trend!<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"19\" height=\"13\" viewBox=\"0 0 19 13\" fill=\"none\"><path d=\"M18.1094 0.640625C18.6172 1.10938 18.6172 1.92969 18.1094 2.39844L8.10938 12.3984C7.64062 12.9062 6.82031 12.9062 6.35156 12.3984L1.35156 7.39844C0.84375 6.92969 0.84375 6.10938 1.35156 5.64062C1.82031 5.13281 2.64062 5.13281 3.10938 5.64062L7.21094 9.74219L16.3516 0.640625C16.8203 0.132812 17.6406 0.132812 18.1094 0.640625Z\" fill=\"#381956\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Grading je dober kompas, \u010de \u017eelite sklepati strate\u0161ka partnerstva.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-bc5d014 e-flex e-con-boxed e-con e-parent\" data-id=\"bc5d014\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-467aba2 e-con-full e-flex e-con e-child\" data-id=\"467aba2\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3c211b8 elementor-widget-mobile__width-initial elementor-widget elementor-widget-image\" data-id=\"3c211b8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"485\" src=\"https:\/\/acredia.at\/wp-content\/uploads\/2024\/04\/017_shutterstock_530013196_KLEN-1024x621.jpg\" class=\"attachment-large size-large wp-image-5695\" alt=\"\" srcset=\"https:\/\/acredia.at\/wp-content\/uploads\/2024\/04\/017_shutterstock_530013196_KLEN-1024x621.jpg 1024w, https:\/\/acredia.at\/wp-content\/uploads\/2024\/04\/017_shutterstock_530013196_KLEN-300x182.jpg 300w, https:\/\/acredia.at\/wp-content\/uploads\/2024\/04\/017_shutterstock_530013196_KLEN-768x466.jpg 768w, https:\/\/acredia.at\/wp-content\/uploads\/2024\/04\/017_shutterstock_530013196_KLEN-1536x932.jpg 1536w, https:\/\/acredia.at\/wp-content\/uploads\/2024\/04\/017_shutterstock_530013196_KLEN.jpg 1920w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4811c26 e-con-full e-flex e-con e-child\" data-id=\"4811c26\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t<div class=\"elementor-element elementor-element-7ebb601 e-flex e-con-boxed e-con e-child\" data-id=\"7ebb601\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4dab06f elementor-widget elementor-widget-heading\" data-id=\"4dab06f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Kak\u0161na je pomembnost ACREDIA Grading-a?<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f534fd8 elementor-widget elementor-widget-text-editor\" data-id=\"f534fd8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Preberite informacije o posameznih razredih.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-621407b elementor-widget elementor-widget-heading\" data-id=\"621407b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Kako hitro lahko pridobim ACREDIA Grading?<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-20267f6 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"20267f6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"19\" height=\"13\" viewBox=\"0 0 19 13\" fill=\"none\"><path d=\"M18.1094 0.640625C18.6172 1.10938 18.6172 1.92969 18.1094 2.39844L8.10938 12.3984C7.64062 12.9062 6.82031 12.9062 6.35156 12.3984L1.35156 7.39844C0.84375 6.92969 0.84375 6.10938 1.35156 5.64062C1.82031 5.13281 2.64062 5.13281 3.10938 5.64062L7.21094 9.74219L16.3516 0.640625C16.8203 0.132812 17.6406 0.132812 18.1094 0.640625Z\" fill=\"#381956\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Trenutno bonitetno oceno si lahko enostavno pogledate na portalu ACT.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"19\" height=\"13\" viewBox=\"0 0 19 13\" fill=\"none\"><path d=\"M18.1094 0.640625C18.6172 1.10938 18.6172 1.92969 18.1094 2.39844L8.10938 12.3984C7.64062 12.9062 6.82031 12.9062 6.35156 12.3984L1.35156 7.39844C0.84375 6.92969 0.84375 6.10938 1.35156 5.64062C1.82031 5.13281 2.64062 5.13281 3.10938 5.64062L7.21094 9.74219L16.3516 0.640625C16.8203 0.132812 17.6406 0.132812 18.1094 0.640625Z\" fill=\"#381956\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Portal ACT ponuja tudi mo\u017enost prenosa vseh bonitetnih ocen v Excelovi datoteki.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1507503 elementor-widget elementor-widget-heading\" data-id=\"1507503\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Prenosi<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8002ca4 elementor-widget elementor-widget-text-editor\" data-id=\"8002ca4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"section\"><div class=\"content-wrapper--indented\"><div class=\"grid\"><div class=\"grid__cell--five grid__offset--one\"><div class=\"downloads\"><p>Tukaj najdete vse informacije in splo\u0161ne pogoje o ACREDIA Grading:<\/p><p>Informativni obrazec ACREDIA Grading &amp; Splo\u0161ni pogoji<\/p><\/div><\/div><\/div><\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2983ac6 e-flex e-con-boxed e-con e-parent\" data-id=\"2983ac6\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-5af17ae e-flex e-con-boxed e-con e-child\" data-id=\"5af17ae\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-11505ec elementor-widget elementor-widget-heading\" data-id=\"11505ec\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Opis posameznih razredov ocenjevanja<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d5bb4cc e-flex e-con-boxed e-con e-child\" data-id=\"d5bb4cc\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-28abfb0 e-con-full e-flex e-con e-child\" data-id=\"28abfb0\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f7377c1 elementor-widget__width-initial elementor-widget elementor-widget-jet-accordion\" data-id=\"f7377c1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"jet-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"jet-accordion\" data-settings=\"{&quot;collapsible&quot;:false,&quot;ajaxTemplate&quot;:false,&quot;switchScrolling&quot;:false,&quot;switchScrollingOffset&quot;:0,&quot;switchScrollingDelay&quot;:500}\">\n\t\t\t<div class=\"jet-accordion__inner\">\n\t\t\t\t<div class=\" jet-accordion__item jet-toggle jet-toggle-move-up-effect active-toggle\">\n\t\t\t\t\t\t\t<div id=\"jet-toggle-control-2591\" class=\"jet-toggle__control elementor-menu-anchor\" data-toggle=\"1\" role=\"button\" tabindex=\"0\" aria-controls=\"jet-toggle-content-2591\" aria-expanded=\"true\" data-template-id=\"false\">\n\t\t\t\t\t\t\t\t<div class=\"jet-toggle__label-icon jet-toggle-icon-position-right\"><span class=\"jet-toggle__icon icon-normal jet-tabs-icon\"><i class=\"fas fa-plus\"><\/i><\/span><span class=\"jet-toggle__icon icon-active jet-tabs-icon\"><i class=\"fas fa-minus\"><\/i><\/span><\/div><div class=\"jet-toggle__label-text\">1. odli\u010dna kreditna sposobnost<\/div>\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div id=\"jet-toggle-content-2591\" class=\"jet-toggle__content\" data-toggle=\"1\" role=\"region\" data-template-id=\"false\">\n\t\t\t\t\t\t\t\t<div class=\"jet-toggle__content-inner\"><p>Tveganje pred izpadom pla\u010dila je zanemarljivo, finan\u010dna stabilnost pa izredno visoka. Zelo malo verjetno je, da bi nanjo lahko negativno vplivali predvidljivi dogodki. Odpornost na nepredvidljive dogodke je zelo visoka.<\/p><\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div><div class=\" jet-accordion__item jet-toggle jet-toggle-move-up-effect \">\n\t\t\t\t\t\t\t<div id=\"jet-toggle-control-2592\" class=\"jet-toggle__control elementor-menu-anchor\" data-toggle=\"2\" role=\"button\" tabindex=\"0\" aria-controls=\"jet-toggle-content-2592\" aria-expanded=\"false\" data-template-id=\"false\">\n\t\t\t\t\t\t\t\t<div class=\"jet-toggle__label-icon jet-toggle-icon-position-right\"><span class=\"jet-toggle__icon icon-normal jet-tabs-icon\"><i class=\"fas fa-plus\"><\/i><\/span><span class=\"jet-toggle__icon icon-active jet-tabs-icon\"><i class=\"fas fa-minus\"><\/i><\/span><\/div><div class=\"jet-toggle__label-text\">2. zelo visoka kreditna sposobnost<\/div>\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div id=\"jet-toggle-content-2592\" class=\"jet-toggle__content\" data-toggle=\"2\" role=\"region\" data-template-id=\"false\">\n\t\t\t\t\t\t\t\t<div class=\"jet-toggle__content-inner\"><p>Tveganje pred izpadom pla\u010dila je zelo nizko, finan\u010dna stabilnost pa zelo visoka. Zelo malo verjetno je, da bi nanjo lahko negativno vplivali predvidljivi dogodki. Odpornost na nepredvidljive dogodke je zelo visoka.<\/p><\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div><div class=\" jet-accordion__item jet-toggle jet-toggle-move-up-effect \">\n\t\t\t\t\t\t\t<div id=\"jet-toggle-control-2593\" class=\"jet-toggle__control elementor-menu-anchor\" data-toggle=\"3\" role=\"button\" tabindex=\"0\" aria-controls=\"jet-toggle-content-2593\" aria-expanded=\"false\" data-template-id=\"false\">\n\t\t\t\t\t\t\t\t<div class=\"jet-toggle__label-icon jet-toggle-icon-position-right\"><span class=\"jet-toggle__icon icon-normal jet-tabs-icon\"><i class=\"fas fa-plus\"><\/i><\/span><span class=\"jet-toggle__icon icon-active jet-tabs-icon\"><i class=\"fas fa-minus\"><\/i><\/span><\/div><div class=\"jet-toggle__label-text\">3. visoka kreditna sposobnost<\/div>\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div id=\"jet-toggle-content-2593\" class=\"jet-toggle__content\" data-toggle=\"3\" role=\"region\" data-template-id=\"false\">\n\t\t\t\t\t\t\t\t<div class=\"jet-toggle__content-inner\"><p>Tveganje pred izpadom pla\u010dila je nizko, finan\u010dna stabilnost pa visoka. V primerjavi z razredoma 1 in 2 lahko nanj prej in mo\u010dneje delujejo zunanji vplivi ali gospodarske razmere.<\/p><\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div><div class=\" jet-accordion__item jet-toggle jet-toggle-move-up-effect \">\n\t\t\t\t\t\t\t<div id=\"jet-toggle-control-2594\" class=\"jet-toggle__control elementor-menu-anchor\" data-toggle=\"4\" role=\"button\" tabindex=\"0\" aria-controls=\"jet-toggle-content-2594\" aria-expanded=\"false\" data-template-id=\"false\">\n\t\t\t\t\t\t\t\t<div class=\"jet-toggle__label-icon jet-toggle-icon-position-right\"><span class=\"jet-toggle__icon icon-normal jet-tabs-icon\"><i class=\"fas fa-plus\"><\/i><\/span><span class=\"jet-toggle__icon icon-active jet-tabs-icon\"><i class=\"fas fa-minus\"><\/i><\/span><\/div><div class=\"jet-toggle__label-text\">4. dobra kreditna sposobnost<\/div>\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div id=\"jet-toggle-content-2594\" class=\"jet-toggle__content\" data-toggle=\"4\" role=\"region\" data-template-id=\"false\">\n\t\t\t\t\t\t\t\t<div class=\"jet-toggle__content-inner\"><p>Tveganje pred izpadom pla\u010dila je razmeroma nizko, finan\u010dna stabilnost je ustrezna. V primerjavi z razredom 3 je ve\u010dja verjetnost, da se bo finan\u010dna trdnost zaradi negativnih dogodkov zmanj\u0161ala.<\/p><\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div><div class=\" jet-accordion__item jet-toggle jet-toggle-move-up-effect \">\n\t\t\t\t\t\t\t<div id=\"jet-toggle-control-2595\" class=\"jet-toggle__control elementor-menu-anchor\" data-toggle=\"5\" role=\"button\" tabindex=\"0\" aria-controls=\"jet-toggle-content-2595\" aria-expanded=\"false\" data-template-id=\"false\">\n\t\t\t\t\t\t\t\t<div class=\"jet-toggle__label-icon jet-toggle-icon-position-right\"><span class=\"jet-toggle__icon icon-normal jet-tabs-icon\"><i class=\"fas fa-plus\"><\/i><\/span><span class=\"jet-toggle__icon icon-active jet-tabs-icon\"><i class=\"fas fa-minus\"><\/i><\/span><\/div><div class=\"jet-toggle__label-text\">5. srednja kreditna sposobnost<\/div>\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div id=\"jet-toggle-content-2595\" class=\"jet-toggle__content\" data-toggle=\"5\" role=\"region\" data-template-id=\"false\">\n\t\t\t\t\t\t\t\t<div class=\"jet-toggle__content-inner\"><p>Tveganje pred izpadom pla\u010dila je povpre\u010dno. Spremembe kreditne sposobnosti je treba pozorno spremljati. Na poslab\u0161anje gospodarskega stanja je treba predvideti ustrezen odzivni \u010das.<\/p><\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div><div class=\" jet-accordion__item jet-toggle jet-toggle-move-up-effect \">\n\t\t\t\t\t\t\t<div id=\"jet-toggle-control-2596\" class=\"jet-toggle__control elementor-menu-anchor\" data-toggle=\"6\" role=\"button\" tabindex=\"0\" aria-controls=\"jet-toggle-content-2596\" aria-expanded=\"false\" data-template-id=\"false\">\n\t\t\t\t\t\t\t\t<div class=\"jet-toggle__label-icon jet-toggle-icon-position-right\"><span class=\"jet-toggle__icon icon-normal jet-tabs-icon\"><i class=\"fas fa-plus\"><\/i><\/span><span class=\"jet-toggle__icon icon-active jet-tabs-icon\"><i class=\"fas fa-minus\"><\/i><\/span><\/div><div class=\"jet-toggle__label-text\">6. pove\u010dano tveganje<\/div>\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div id=\"jet-toggle-content-2596\" class=\"jet-toggle__content\" data-toggle=\"6\" role=\"region\" data-template-id=\"false\">\n\t\t\t\t\t\t\t\t<div class=\"jet-toggle__content-inner\"><p>Tveganje pred izpadom pla\u010dila je nadpovpre\u010dno. Lahko se sklepajo kratkoro\u010dna in previdna poslovna sodelovanja. Velika odvisnost od gospodarskih in politi\u010dnih razmer. Nizka odpornost na nepredvidljive dogodke.<\/p><\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div><div class=\" jet-accordion__item jet-toggle jet-toggle-move-up-effect \">\n\t\t\t\t\t\t\t<div id=\"jet-toggle-control-2597\" class=\"jet-toggle__control elementor-menu-anchor\" data-toggle=\"7\" role=\"button\" tabindex=\"0\" aria-controls=\"jet-toggle-content-2597\" aria-expanded=\"false\" data-template-id=\"false\">\n\t\t\t\t\t\t\t\t<div class=\"jet-toggle__label-icon jet-toggle-icon-position-right\"><span class=\"jet-toggle__icon icon-normal jet-tabs-icon\"><i class=\"fas fa-plus\"><\/i><\/span><span class=\"jet-toggle__icon icon-active jet-tabs-icon\"><i class=\"fas fa-minus\"><\/i><\/span><\/div><div class=\"jet-toggle__label-text\">7. visoko tveganje<\/div>\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div id=\"jet-toggle-content-2597\" class=\"jet-toggle__content\" data-toggle=\"7\" role=\"region\" data-template-id=\"false\">\n\t\t\t\t\t\t\t\t<div class=\"jet-toggle__content-inner\"><p>Tveganje pred izpadom pla\u010dila je visoko. Reakcijski \u010das v primeru poslab\u0161anja kreditne sposobnosti je omejen. Zelo velika odvisnost od vseh zunanjih vplivov.<\/p><\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div><div class=\" jet-accordion__item jet-toggle jet-toggle-move-up-effect \">\n\t\t\t\t\t\t\t<div id=\"jet-toggle-control-2598\" class=\"jet-toggle__control elementor-menu-anchor\" data-toggle=\"8\" role=\"button\" tabindex=\"0\" aria-controls=\"jet-toggle-content-2598\" aria-expanded=\"false\" data-template-id=\"false\">\n\t\t\t\t\t\t\t\t<div class=\"jet-toggle__label-icon jet-toggle-icon-position-right\"><span class=\"jet-toggle__icon icon-normal jet-tabs-icon\"><i class=\"fas fa-plus\"><\/i><\/span><span class=\"jet-toggle__icon icon-active jet-tabs-icon\"><i class=\"fas fa-minus\"><\/i><\/span><\/div><div class=\"jet-toggle__label-text\">8. zelo visoko tveganje<\/div>\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div id=\"jet-toggle-content-2598\" class=\"jet-toggle__content\" data-toggle=\"8\" role=\"region\" data-template-id=\"false\">\n\t\t\t\t\t\t\t\t<div class=\"jet-toggle__content-inner\"><p>Odzivni \u010das v primeru poslab\u0161anja kreditne sposobnosti ni ve\u010d na voljo. Zdi se, da podjetje ne more ve\u010d delovati neodvisno. Ni odpornosti na nepredvidljive dogodke.<\/p>\n<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div><div class=\" jet-accordion__item jet-toggle jet-toggle-move-up-effect \">\n\t\t\t\t\t\t\t<div id=\"jet-toggle-control-2599\" class=\"jet-toggle__control elementor-menu-anchor\" data-toggle=\"9\" role=\"button\" tabindex=\"0\" aria-controls=\"jet-toggle-content-2599\" aria-expanded=\"false\" data-template-id=\"false\">\n\t\t\t\t\t\t\t\t<div class=\"jet-toggle__label-icon jet-toggle-icon-position-right\"><span class=\"jet-toggle__icon icon-normal jet-tabs-icon\"><i class=\"fas fa-plus\"><\/i><\/span><span class=\"jet-toggle__icon icon-active jet-tabs-icon\"><i class=\"fas fa-minus\"><\/i><\/span><\/div><div class=\"jet-toggle__label-text\">9. izredno visoko tveganje<\/div>\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div id=\"jet-toggle-content-2599\" class=\"jet-toggle__content\" data-toggle=\"9\" role=\"region\" data-template-id=\"false\">\n\t\t\t\t\t\t\t\t<div class=\"jet-toggle__content-inner\"><p>Pla\u010dilna nesposobnost lahko kadar koli nastopi.<\/p><\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div><div class=\" jet-accordion__item jet-toggle jet-toggle-move-up-effect \">\n\t\t\t\t\t\t\t<div id=\"jet-toggle-control-25910\" class=\"jet-toggle__control elementor-menu-anchor\" data-toggle=\"10\" role=\"button\" tabindex=\"0\" aria-controls=\"jet-toggle-content-25910\" aria-expanded=\"false\" data-template-id=\"false\">\n\t\t\t\t\t\t\t\t<div class=\"jet-toggle__label-icon jet-toggle-icon-position-right\"><span class=\"jet-toggle__icon icon-normal jet-tabs-icon\"><i class=\"fas fa-plus\"><\/i><\/span><span class=\"jet-toggle__icon icon-active jet-tabs-icon\"><i class=\"fas fa-minus\"><\/i><\/span><\/div><div class=\"jet-toggle__label-text\">10. pla\u010dilna nesposobnost<\/div>\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div id=\"jet-toggle-content-25910\" class=\"jet-toggle__content\" data-toggle=\"10\" role=\"region\" data-template-id=\"false\">\n\t\t\t\t\t\t\t\t<div class=\"jet-toggle__content-inner\"><p>NR \u2013 ocena ni ve\u010d mogo\u010da.<\/p><\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-66db6cb e-flex e-con-boxed e-con e-parent\" data-id=\"66db6cb\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-22e4201 e-con-full e-flex e-con e-child\" data-id=\"22e4201\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[],&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3b27069 elementor-widget elementor-widget-heading\" data-id=\"3b27069\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Kontakt<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0825a42 elementor-widget elementor-widget-text-editor\" data-id=\"0825a42\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"grid\">\n<div class=\"grid__cell--seven\">\n<div class=\"text\">\n<p>ACREDIA Services GmbH<\/p>\n<\/div>\n<\/div>\n<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1f340a5 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"1f340a5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"mailto:financials@acredia.at\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"far fa-envelope\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">financials@acredia.at<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"http:\/\/+43501020\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-mobile-alt\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">+43 (0)5 01 02 - 0<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.google.at\/maps\/place\/Himmelpfortgasse+29,+1010+Wien,+%C3%96sterreich\/@48.2045615,16.373551,17z\/data=!3m1!4b1!4m6!3m5!1s0x476d079dffd9fc8b:0x3602ceb2e5d0946!8m2!3d48.2045615!4d16.3761259!16s%2Fg%2F11bw3zs0xn?entry=ttu\" target=\"_blank\" rel=\"noopener\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-map-pin\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Himmelpfortgasse 29, 1010 Wien<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>ACREDIA Grading &#8211; va\u0161e poslovanje na prvi pogled. Z ACREDIA Grading imate zanesljiv pregled nad svojim poslovanjem: jasno opredeljena lestvica bonitetnih ocen omogo\u010da pregledno in jasno ocenjevanje kreditne sposobnosti. Preverjeno Zanesljivo Prakti\u010dno Kaj pomeni &#8220;Grading&#8221;? Grading (angle\u0161ko grade = ocena) je ocena v obliki strnjenega klju\u010dnega podatka. Vsak \u00bbgrading\u00ab se izvede na podlagi lestvice: pri [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":6310,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"footnotes":""},"class_list":["post-9259","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/acredia.at\/sl\/wp-json\/wp\/v2\/pages\/9259","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/acredia.at\/sl\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/acredia.at\/sl\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/acredia.at\/sl\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/acredia.at\/sl\/wp-json\/wp\/v2\/comments?post=9259"}],"version-history":[{"count":50,"href":"https:\/\/acredia.at\/sl\/wp-json\/wp\/v2\/pages\/9259\/revisions"}],"predecessor-version":[{"id":11888,"href":"https:\/\/acredia.at\/sl\/wp-json\/wp\/v2\/pages\/9259\/revisions\/11888"}],"up":[{"embeddable":true,"href":"https:\/\/acredia.at\/sl\/wp-json\/wp\/v2\/pages\/6310"}],"wp:attachment":[{"href":"https:\/\/acredia.at\/sl\/wp-json\/wp\/v2\/media?parent=9259"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}