{"id":6138,"date":"2024-03-20T15:59:59","date_gmt":"2024-03-20T14:59:59","guid":{"rendered":"https:\/\/blueberry.dev.innotiv.design\/upravljanje\/"},"modified":"2026-07-06T11:26:51","modified_gmt":"2026-07-06T09:26:51","slug":"upravljanje","status":"publish","type":"page","link":"https:\/\/acredia.at\/sl\/podjetje\/vodstvo\/","title":{"rendered":"Upravljanje"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"6138\" class=\"elementor elementor-6138 elementor-1107\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0e4faa8 e-con-full e-flex e-con e-parent\" data-id=\"0e4faa8\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-0fcf0c1 e-flex e-con-boxed e-con e-parent\" data-id=\"0fcf0c1\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e9c0f2c elementor-widget elementor-widget-heading\" data-id=\"e9c0f2c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Na\u0161 upravni odbor<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d2d9f45 e-flex e-con-boxed e-con e-child\" data-id=\"d2d9f45\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-bf7ad19 e-flex e-con-boxed e-con e-child\" data-id=\"bf7ad19\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-2b1c1fe e-flex e-con-boxed e-con e-child\" data-id=\"2b1c1fe\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-72a9187 elementor-widget elementor-widget-image\" data-id=\"72a9187\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"800\" height=\"534\" src=\"https:\/\/acredia.at\/wp-content\/uploads\/2024\/03\/Acredia_Gudrun_Meierschitz_hoch-1024x683.jpg\" class=\"attachment-large size-large wp-image-1763\" alt=\"\" srcset=\"https:\/\/acredia.at\/wp-content\/uploads\/2024\/03\/Acredia_Gudrun_Meierschitz_hoch-1024x683.jpg 1024w, https:\/\/acredia.at\/wp-content\/uploads\/2024\/03\/Acredia_Gudrun_Meierschitz_hoch-300x200.jpg 300w, https:\/\/acredia.at\/wp-content\/uploads\/2024\/03\/Acredia_Gudrun_Meierschitz_hoch-768x512.jpg 768w, https:\/\/acredia.at\/wp-content\/uploads\/2024\/03\/Acredia_Gudrun_Meierschitz_hoch-1536x1024.jpg 1536w, https:\/\/acredia.at\/wp-content\/uploads\/2024\/03\/Acredia_Gudrun_Meierschitz_hoch-2048x1365.jpg 2048w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-240e1f0 e-con-full e-flex e-con e-child\" data-id=\"240e1f0\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[],&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-da793ce elementor-widget elementor-widget-heading\" data-id=\"da793ce\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Gudrun Meierschitz<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-149d226 elementor-widget elementor-widget-text-editor\" data-id=\"149d226\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Gudrun Meierschitz je od julija 2017 \u010dlanica uprave skupine ACREDIA Group in je odgovorna za podro\u010dja ocenjevanja tveganj, od\u0161kodnin in izterjav, financ, informacij in bonitetnega ocenjevanja ter upravljanja tveganj.<br \/><br \/>Diplomirana ekonomistka ima dolgoletne izku\u0161nje na podro\u010dju kreditnega zavarovanja in upravljanja tveganj. Odkar se je pridru\u017eila skupini ACREDIA, je delovala na razli\u010dnih polo\u017eajih, aprila 2013 pa je prevzela vodenje podro\u010dja Risk Underwriting. V tej vlogi je bila odgovorna za nacionalne in mednarodne odlo\u010ditve o odobritvi kreditov ter dosledno razvijala procese zavarovanja tveganj, upravljanja tveganj in odlo\u010danja o kreditih.<br \/><br \/>Kot \u010dlanica uprave je Gudrun Meierschitz odgovorna za strate\u0161ko vodenje funkcij upravljanja tveganj, financ in obravnave \u0161kod v skupini ACREDIA. Njeno podro\u010dje odgovornosti obsega nadaljnji razvoj osrednjih struktur upravljanja in obvladovanja tveganj ter zagotavljanje trajnostnega in v prihodnost usmerjenega vodenja podjetja v vse bolj nestabilnem gospodarskem okolju.<\/p><p>Poseben poudarek njenega dela v upravnem odboru je na strate\u0161ko usmerjeni politiki kreditnih limitov ter zanesljivi in na stranke usmerjeni obravnavi zavarovalnih primerov. S tem ustvarja temelje za predvidljivost, stabilnost in zanesljivost \u2013 klju\u010dne dejavnike za trajnostne odnose s strankami in dolgoro\u010dni uspeh podjetja.<\/p><p>S svojimi dolgoletnimi izku\u0161njami in poglobljenim razumevanjem nacionalnih in mednarodnih gospodarskih tveganj Gudrun Meierschitz pomembno vpliva na nadaljnji razvoj skupine ACREDIA Group ter krepi njen polo\u017eaj kot zanesljivega partnerja za podjetja v Avstriji in jugovzhodni Evropi.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4c29de5 elementor-widget elementor-widget-button\" data-id=\"4c29de5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.linkedin.com\/in\/gudrun-meierschitz-533030a6\/\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-long-arrow-alt-right\"><\/i>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Na profil LinkedIn Gudrun Meierschitz<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-0163ecb e-flex e-con-boxed e-con e-child\" data-id=\"0163ecb\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-a8b6a04 e-flex e-con-boxed e-con e-child\" data-id=\"a8b6a04\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9eb1847 elementor-widget elementor-widget-image\" data-id=\"9eb1847\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"800\" height=\"534\" src=\"https:\/\/acredia.at\/wp-content\/uploads\/2024\/03\/Acredia_Michael_Kolb_quer2-1024x683.jpg\" class=\"attachment-large size-large wp-image-1764\" alt=\"\" srcset=\"https:\/\/acredia.at\/wp-content\/uploads\/2024\/03\/Acredia_Michael_Kolb_quer2-1024x683.jpg 1024w, https:\/\/acredia.at\/wp-content\/uploads\/2024\/03\/Acredia_Michael_Kolb_quer2-300x200.jpg 300w, https:\/\/acredia.at\/wp-content\/uploads\/2024\/03\/Acredia_Michael_Kolb_quer2-768x512.jpg 768w, https:\/\/acredia.at\/wp-content\/uploads\/2024\/03\/Acredia_Michael_Kolb_quer2-1536x1024.jpg 1536w, https:\/\/acredia.at\/wp-content\/uploads\/2024\/03\/Acredia_Michael_Kolb_quer2-2048x1365.jpg 2048w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d3dd32b e-con-full e-flex e-con e-child\" data-id=\"d3dd32b\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[],&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f09f046 elementor-widget elementor-widget-heading\" data-id=\"f09f046\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Michael Kolb<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ecce137 elementor-widget elementor-widget-text-editor\" data-id=\"ecce137\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Michael Kolb je od oktobra 2021 \u010dlan uprave skupine ACREDIA in je odgovoren za podro\u010dja prodaje, tr\u017eenja, komercialnega zavarovanja, storitev za stranke in skupnih storitev, IT ter kadrov in kulture.<\/p><p>Ima ve\u010d kot 25 let mednarodnih vodstvenih izku\u0161enj v ban\u010dnem sektorju, sektorju finan\u010dnih storitev in sektorju kreditnega zavarovanja. V svoji karieri je vzpostavljal podjetja in poslovne enote, jih strate\u0161ko preusmerjal ter vodil kompleksne programe preoblikovanja in integracije na reguliranih trgih. Njegova posebna prednost je v povezovanju strate\u0161ke daljnovidnosti s doslednim izvajanjem in trajnostnimi organizacijskimi spremembami.<\/p><p>Pred vstopom v skupino ACREDIA je Michael Kolb deloval na vodstvenih polo\u017eajih v podjetjih Allianz Trade, UniCredit Bank AG in Commerzbank AG. Tam je med drugim zaznamoval vzpostavitev novih poslovnih podro\u010dij, strate\u0161ko preusmeritev poslovanja s podjetji ter organizacijsko integracijo Dresdner Bank v Commerzbank.<\/p><p>Michael Kolb je poleg tega trgovinski sodnik na okro\u017enem sodi\u0161\u010du v Hamburgu in je bil \u010dlan ve\u010d nadzornih organov v finan\u010dnem sektorju.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7455b87 elementor-widget elementor-widget-button\" data-id=\"7455b87\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.linkedin.com\/in\/kolb\/\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-long-arrow-alt-right\"><\/i>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Na profil LinkedIn Michaela Kolba<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c13bf8e e-flex e-con-boxed e-con e-child\" data-id=\"c13bf8e\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-b56fa7c e-con-full e-flex e-con e-child\" data-id=\"b56fa7c\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[],&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ca46af7 elementor-widget elementor-widget-heading\" data-id=\"ca46af7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Nadzorni svet<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3882e68 elementor-widget elementor-widget-text-editor\" data-id=\"3882e68\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Mag. Angelika Sommer-Hemetsberger<br \/>Predsednica<br \/>Upravni odbor dru\u017ebe Oesterreichische Kontrollbank Aktiengesellschaft<\/p><p><span data-teams=\"true\">Aemilius Wilhelmus Bogaerts<\/span><br \/>Namestik predsednika<br \/><span data-teams=\"true\">Predsednik upravnega odbora dru\u017ebe Euler Hermes Aktiengesellschaft, Hamburg<\/span><\/p><p>Michael Eitelwein<br \/>\u010clan uprave Allianz Trade Group<\/p><p>Mag. Helmut Bernkopf<br \/>\u010clan uprave Oesterreichische Kontrollbank Aktiengesellschaft<\/p><p>Mag. Marcus Paseka<br \/>Predsednik delovnega sveta<\/p><p>Mag. Christa Griemann<br \/>\u010clan delavskega sveta<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e53a323 e-flex e-con-boxed e-con e-parent\" data-id=\"e53a323\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-bc7e959 e-flex e-con-boxed e-con e-child\" data-id=\"bc7e959\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-982ec18 elementor-widget elementor-widget-heading\" data-id=\"982ec18\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">POGOSTA VPRA\u0160ANJA<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c88155d e-flex e-con-boxed e-con e-child\" data-id=\"c88155d\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2de00a2 elementor-widget elementor-widget-image\" data-id=\"2de00a2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"800\" height=\"534\" src=\"https:\/\/acredia.at\/wp-content\/uploads\/2024\/04\/shutterstock_726675427-1024x683.jpg\" class=\"attachment-large size-large wp-image-5779\" alt=\"\" srcset=\"https:\/\/acredia.at\/wp-content\/uploads\/2024\/04\/shutterstock_726675427-1024x683.jpg 1024w, https:\/\/acredia.at\/wp-content\/uploads\/2024\/04\/shutterstock_726675427-300x200.jpg 300w, https:\/\/acredia.at\/wp-content\/uploads\/2024\/04\/shutterstock_726675427-768x512.jpg 768w, https:\/\/acredia.at\/wp-content\/uploads\/2024\/04\/shutterstock_726675427-1536x1025.jpg 1536w, https:\/\/acredia.at\/wp-content\/uploads\/2024\/04\/shutterstock_726675427.jpg 1920w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-9a32fc4 e-flex e-con-boxed e-con e-child\" data-id=\"9a32fc4\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-bef2e2a e-con-full e-flex e-con e-child\" data-id=\"bef2e2a\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3e63a63 elementor-widget__width-inherit elementor-widget elementor-widget-jet-accordion\" data-id=\"3e63a63\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"jet-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"jet-accordion\" data-settings=\"{&quot;collapsible&quot;:false,&quot;ajaxTemplate&quot;:false,&quot;switchScrolling&quot;:false,&quot;switchScrollingTablet&quot;:false,&quot;switchScrollingMobile&quot;:false,&quot;switchScrollingOffset&quot;:{&quot;size&quot;:0,&quot;unit&quot;:&quot;px&quot;},&quot;switchScrollingOffsetTablet&quot;:{&quot;size&quot;:0,&quot;unit&quot;:&quot;px&quot;},&quot;switchScrollingOffsetMobile&quot;:{&quot;size&quot;:0,&quot;unit&quot;:&quot;px&quot;},&quot;switchScrollingDelay&quot;:500,&quot;switchScrollingDelayTablet&quot;:500,&quot;switchScrollingDelayMobile&quot;:500}\">\n\t\t\t<div class=\"jet-accordion__inner\">\n\t\t\t\t<div class=\" jet-accordion__item jet-toggle jet-toggle-move-up-effect active-toggle\">\n\t\t\t\t\t\t\t<div id=\"jet-toggle-control-6541\" class=\"jet-toggle__control elementor-menu-anchor\" data-toggle=\"1\" role=\"button\" tabindex=\"0\" aria-controls=\"jet-toggle-content-6541\" aria-expanded=\"true\" data-template-id=\"false\">\n\t\t\t\t\t\t\t\t<div class=\"jet-toggle__label-icon jet-toggle-icon-position-right\"><span class=\"jet-toggle__icon icon-normal jet-tabs-icon\"><i class=\"fas fa-plus\"><\/i><\/span><span class=\"jet-toggle__icon icon-active jet-tabs-icon\"><i class=\"fas fa-minus\"><\/i><\/span><\/div><div class=\"jet-toggle__label-text\">Kak\u0161ne prednosti mi nudi kreditno zavarovanje?<\/div>\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div id=\"jet-toggle-content-6541\" class=\"jet-toggle__content\" data-toggle=\"1\" role=\"region\" data-template-id=\"false\">\n\t\t\t\t\t\t\t\t<div class=\"jet-toggle__content-inner\"><p>Kreditno zavarovanje vam ponuja \u0161tevilne ugodnosti, ki vam pomagajo zagotoviti finan\u010dno varnost in stabilnost.<\/p>\n<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div><div class=\" jet-accordion__item jet-toggle jet-toggle-move-up-effect \">\n\t\t\t\t\t\t\t<div id=\"jet-toggle-control-6542\" class=\"jet-toggle__control elementor-menu-anchor\" data-toggle=\"2\" role=\"button\" tabindex=\"0\" aria-controls=\"jet-toggle-content-6542\" aria-expanded=\"false\" data-template-id=\"false\">\n\t\t\t\t\t\t\t\t<div class=\"jet-toggle__label-icon jet-toggle-icon-position-right\"><span class=\"jet-toggle__icon icon-normal jet-tabs-icon\"><i class=\"fas fa-plus\"><\/i><\/span><span class=\"jet-toggle__icon icon-active jet-tabs-icon\"><i class=\"fas fa-minus\"><\/i><\/span><\/div><div class=\"jet-toggle__label-text\">Kaj je kreditno zavarovanje in zakaj ga potrebujem?<\/div>\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div id=\"jet-toggle-content-6542\" class=\"jet-toggle__content\" data-toggle=\"2\" role=\"region\" data-template-id=\"false\">\n\t\t\t\t\t\t\t\t<div class=\"jet-toggle__content-inner\"><p>Kreditno zavarovanje \u0161\u010diti va\u0161e podjetje pred nepla\u010dilom strank. Pomembno je, da svoje podjetje za\u0161\u010ditite pred finan\u010dnimi tveganji in ohranite likvidnost.<\/p>\n<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div><div class=\" jet-accordion__item jet-toggle jet-toggle-move-up-effect \">\n\t\t\t\t\t\t\t<div id=\"jet-toggle-control-6543\" class=\"jet-toggle__control elementor-menu-anchor\" data-toggle=\"3\" role=\"button\" tabindex=\"0\" aria-controls=\"jet-toggle-content-6543\" aria-expanded=\"false\" data-template-id=\"false\">\n\t\t\t\t\t\t\t\t<div class=\"jet-toggle__label-icon jet-toggle-icon-position-right\"><span class=\"jet-toggle__icon icon-normal jet-tabs-icon\"><i class=\"fas fa-plus\"><\/i><\/span><span class=\"jet-toggle__icon icon-active jet-tabs-icon\"><i class=\"fas fa-minus\"><\/i><\/span><\/div><div class=\"jet-toggle__label-text\">Kako poteka sodelovanje z dru\u017ebo ACREDIA?<\/div>\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div id=\"jet-toggle-content-6543\" class=\"jet-toggle__content\" data-toggle=\"3\" role=\"region\" data-template-id=\"false\">\n\t\t\t\t\t\t\t\t<div class=\"jet-toggle__content-inner\"><p>V dru\u017ebi ACREDIA tesno sodelujemo s strankami, da bi razumeli njihove individualne potrebe in jim ponudili prilagojene re\u0161itve. Na vsakem koraku vam nudimo osebno prilagojeno svetovanje in podporo.<\/p>\n<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div><div class=\" jet-accordion__item jet-toggle jet-toggle-move-up-effect \">\n\t\t\t\t\t\t\t<div id=\"jet-toggle-control-6544\" class=\"jet-toggle__control elementor-menu-anchor\" data-toggle=\"4\" role=\"button\" tabindex=\"0\" aria-controls=\"jet-toggle-content-6544\" aria-expanded=\"false\" data-template-id=\"false\">\n\t\t\t\t\t\t\t\t<div class=\"jet-toggle__label-icon jet-toggle-icon-position-right\"><span class=\"jet-toggle__icon icon-normal jet-tabs-icon\"><i class=\"fas fa-plus\"><\/i><\/span><span class=\"jet-toggle__icon icon-active jet-tabs-icon\"><i class=\"fas fa-minus\"><\/i><\/span><\/div><div class=\"jet-toggle__label-text\">Kaj se zgodi, \u010de stranka zamudi s pla\u010dilom?<\/div>\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div id=\"jet-toggle-content-6544\" class=\"jet-toggle__content\" data-toggle=\"4\" role=\"region\" data-template-id=\"false\">\n\t\t\t\t\t\t\t\t<div class=\"jet-toggle__content-inner\"><p>\u010ce zavarovana stranka ne pla\u010da, ACREDIA prevzame terjatev in spro\u017ei potrebne ukrepe za izterjavo. S tem zmanj\u0161ate svoje finan\u010dno tveganje in si zagotovite likvidnost.<\/p>\n<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-77be07e e-con-full e-flex e-con e-child\" data-id=\"77be07e\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[],&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-77fea67 elementor-widget elementor-widget-heading\" data-id=\"77fea67\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Imate \u0161e kak\u0161na vpra\u0161anja?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-75d8fee elementor-widget elementor-widget-text-editor\" data-id=\"75d8fee\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Obrnite se na nas in pomagali vam bomo razjasniti va\u0161e pomisleke!<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0df8dc1 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"0df8dc1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"mailto:sales@acrediagroup.com\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"far fa-envelope\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">sales@acrediagroup.com<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"tel:+43%20(0)5%2001%2002-0\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-mobile-alt\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">+43 (0)5 01 02-0<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-map-pin\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Drorygasse 1, Stiege 1, Top 3.1, 1030 Dunaj<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a818455 e-flex e-con-boxed e-con e-parent\" data-id=\"a818455\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-8aa4b0b e-flex e-con-boxed e-con e-child\" data-id=\"8aa4b0b\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-62a1d88 e-flex e-con-boxed e-con e-child\" data-id=\"62a1d88\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[],&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a253f49 e-flex e-con-boxed e-con e-child\" data-id=\"a253f49\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5f38f73 elementor-widget elementor-widget-heading\" data-id=\"5f38f73\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Pi\u0161ite nam<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c0b8b27 elementor-widget elementor-widget-text-editor\" data-id=\"c0b8b27\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Zavarujte svoje podjetje in obvladajte poslovne izzive.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c3d347c elementor-widget elementor-widget-html\" data-id=\"c3d347c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div\r\n        data-form-id='30fa8e24-7509-f011-bae3-7c1e525f7822'\r\n        data-form-api-url='https:\/\/public-eur.mkt.dynamics.com\/api\/v1.0\/orgs\/72fa927b-c988-4c2b-b20d-97c2e80cc7d7\/landingpageforms'\r\n        data-cached-form-url='https:\/\/assets-eur.mkt.dynamics.com\/72fa927b-c988-4c2b-b20d-97c2e80cc7d7\/digitalassets\/forms\/30fa8e24-7509-f011-bae3-7c1e525f7822' ><\/div>\r\n        <script src = 'https:\/\/cxppusa1formui01cdnsa01-endpoint.azureedge.net\/eur\/FormLoader\/FormLoader.bundle.js' ><\/script>\r\n        <script>document.documentElement.lang = navigator.language;<\/script>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8f9a730 elementor-hidden-widescreen elementor-hidden-desktop elementor-hidden-tablet elementor-hidden-mobile elementor-widget elementor-widget-shortcode\" data-id=\"8f9a730\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\">[smart_contact_form]<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Na\u0161 upravni odbor Gudrun Meierschitz Gudrun Meierschitz je od julija 2017 \u010dlanica uprave skupine ACREDIA Group in je odgovorna za podro\u010dja ocenjevanja tveganj, od\u0161kodnin in izterjav, financ, informacij in bonitetnega ocenjevanja ter upravljanja tveganj. Diplomirana ekonomistka ima dolgoletne izku\u0161nje na podro\u010dju kreditnega zavarovanja in upravljanja tveganj. Odkar se je pridru\u017eila skupini ACREDIA, je delovala na [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":7139,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"footnotes":""},"class_list":["post-6138","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/acredia.at\/sl\/wp-json\/wp\/v2\/pages\/6138","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/acredia.at\/sl\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/acredia.at\/sl\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/acredia.at\/sl\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/acredia.at\/sl\/wp-json\/wp\/v2\/comments?post=6138"}],"version-history":[{"count":78,"href":"https:\/\/acredia.at\/sl\/wp-json\/wp\/v2\/pages\/6138\/revisions"}],"predecessor-version":[{"id":25560,"href":"https:\/\/acredia.at\/sl\/wp-json\/wp\/v2\/pages\/6138\/revisions\/25560"}],"up":[{"embeddable":true,"href":"https:\/\/acredia.at\/sl\/wp-json\/wp\/v2\/pages\/7139"}],"wp:attachment":[{"href":"https:\/\/acredia.at\/sl\/wp-json\/wp\/v2\/media?parent=6138"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}